Our access to markets and experience allow us to offer you several group term life insurance options.

Accidental Death and Dismemberment (AD&D) insurance provides around-the-clock coverage for employees in the event of accidental death, severe injuries, or paralysis resulting from accidents on or off the job.

Critical Illness benefits provide lump-sum cash, payable to an employee diagnosed with a serious illness including; heart attack, cancer, stroke, coma etc.

We offer services and tools to help effectively manage employee lost time and improve workplace productivity.

Broker Advantage's Business Travel Medical Insurance is a form of "blanket insurance" that provides benefits for unexpected accidents or illness that may occur while traveling on company business.

Health care is a part of healthy living, and for this reason a Medical benefit plan is a highly appreciated employee benefit. Broker Advantage has the knowledge and innovation to offer a range of affordable Medical benefit plans to fit the needs of nearly all employers.

Dental care is a part of healthy living, and for this reason a dental benefit plan is a highly appreciated employee benefit. Broker Advantage has the knowledge and innovation to offer a range of affordable dental benefit plans to fit the needs of nearly all employers.

We've all heard it before - Canadians are living longer thanks to medical advances and healthier lifestyles.

But as Canada's population ages, demands on our healthcare system and the associated resources will continue to grow. The longer people live, the more likely they will need help with caring for themselves due to aging or a cognitive impairment. In fact, studies show that almost half of today's population will need some form of long term care. And with long term care is primarily required by seniors, younger people may also need long term care.

Living longer brings with it significant additional costs of personal care, whether that care is provided at home or in a facility. Those who choose to remain at home can incur significant expenses for personal care and private nursing over and above the amounts the provinces will provide. These expenses can add up to hundreds of thousands of dollars. For some, it could mean putting retirement savings at risk, or depleting assetys. Especially combined with having to pay for new and very expensive medication.

Most people learn about long term care the hard way - when they or their loved one needs extended care, quite often, it's to late. It's never too early to plan for the impact of needing long term care. Planning today can help protect savings, avoid burdening loved ones and provide peace of mind for tomorrow.

As an established leader in the life insurance and money management area, we have combined our expertise to develop a variety of financially attractive retiree life financing alternatives.