Charges for semi-private room
accommodation and all other necessary Hospital expenses when
confined as a registered in-patient due to an Emergency.
EMERGENCY MEDICAL SERVICES
Emergency medical, surgical or
anesthetics services are covered when performed and
authorized by a Physician or anesthetist.
Trip
Interruption/After Departure Insurance
Emergencies can happen to anyone, even those you leave at
home. If your trip is interrupted because of an emergency
medical condition or death involving you, an immediate
family member, your travelling companion, or your travelling
companion's immediate family member, this insurance covers:
Prepaid travel arrangements
- Reimbursement to you of the expenses you actually
incur as a result of the insured risks for any unused,
non-refundable prepaid land arrangements excluding the cost
of prepaid unused transportation back to your departure
point.
a.This benefit is up to $1,500 per person to a maximum
coverage of $3,000 per family.
b.This benefit is payable when your attending physician
advises that you return home, subject to the pre-approval of
Assured Assistance Inc.
Transportation costs -
Reimbursement to you of the expenses you actually incur as a
result of the insured risks for the extra cost of a one-way
economy airfare via the most cost effective route to your
departure point.
a.This benefit is up to $1,500 per person to a maximum
coverage of $3,000 per family.
b.This benefit is payable when your attending physician
advises that you return home, subject to the pre-approval of
Assured Assistance Inc.
Subsistence allowance -Reimbursement to you of the expenses you actually incur as a
result of the insured risks for commercial accommodation,
meals, telephone and taxi expenses incurred after the
contracted return date, if return home is delayed beyond the
contracted return date.
a.This benefit is up to $100 per day per person.
b.This benefit is subject to a maximum of $1,000 per
person and $3,000 per family.
Baggage &
Personal Effects Insurance -
Protect your belongings! The luggage and personal effects
you own and use during your trip will be covered as follows:
1. Loss of or
Damage to Baggage & Personal Effects
Reimbursement of your losses up to $1,000 per trip
($2,000 per family per trip), subject to a maximum of $500
for any one item or set of items (items which are purchased
for use together, and commonly used together).
2. Replacement of
Travel Documents
Reimbursement of up to $250 in total, towards the
replacement expenses of one or more of the following
documents: passport, driver's licence, birth certificate or
travel visa, in the event any one of these is lost or
stolen.
3. Delay of
Baggage & Personal Effects
Reimbursement up to $400 maximum for necessary toiletries
and clothing when your checked baggage is delayed by the
carrier for 12 hours or more while en route and before
returning to your departure point.
Flight & Travel
Accident Insurance
In the event of an accident where you suffer a single
dismemberment, or loss of sight in one eye, within 12 months
of the accident, this insurance pays a benefit of $25,000.
In the event of your death, double dismemberment, loss of
sight in both eyes, or complete and irrevocable loss of
speech or hearing within 12 months of the accident, this
insurance pays a benefit of $50,000.
